IV.5 Health Care and Insurance

A. Health Insurance

All registered students must have major medical health insurance to pay for on- and off-campus care, hospitalization, and out-of-area urgent care. Students are automatically registered in SHIP (Student Health Insurance Plan), and the premium is included in your registration fees each semester. Dental insurance is included. Coverage is good anywhere in the world, and around the Bay Area. Speak to the Insurance Office at the University Health Services about specific coverage. SHIP members can purchase a separate health insurance policy for a spouse or domestic partner and dependents. 

If you carry private insurance, you can opt out of the student health plan and get a refund of those fees. University Health Services (UHS) can provide forms and answer questions about waiving health coverage. Be sure to meet their filing deadline or your SHIP charges will not be refunded.

B. University Health Services

University Health Services is an excellent resource for students, and is housed at the Tang Center, 2222 Bancroft Way, 642-2000. Students with dependents have the option of enrolling them in coverage under SHIP; fees apply and students are responsible for paying them directly.

UHS provides comprehensive medical, mental health, and health promotion services to all Cal students. ItsCounseling and Psychological Services (CPS), (510) 642-9494, offers professional career, academic, personal, and crisis counseling. Students can use the medical services just as they would their regular doctor’s office and urgent care center. The facility is fully accredited, staffed by board-certified physicians, nurse practitioners, physician assistants, a nutritionist, and nurses.

Students going abroad for fieldwork may want to contact UHS’sInternational Travel Care Clinic. The Travel Clinic provides consultation with medical professionals, immunizations, advice on preventing illness while traveling, and education on safety concerns related to food, drink, and recreational activities. Travel visits are by appointment. There is a charge for the consultation, in addition to charges for immunizations.

C. Travel Insurance

Students traveling more than 100 miles from campus in order to participate in activities sponsored and supervised by the University, are covered 24 hours a day, worldwide, for a wide variety of illnesses, accidents, and incidents. This broad coverage is provided at no cost to the student, but the student will need to register all out-of-state and foreign country travel to ensure coverage for each covered off- campus activity. Upon registration, students will receive confirmation of coverage and the toll-free number to call in an emergency. Coverage is also provided for in-state off- campus activities, but registration is not required. Consult theOffice of Risk Services for details.